FHA Loan Credit Score Requirements 2026: Complete Guide
Home›Mortgages›FHA Credit Score Requirements FHA LoansHUD rules checked August 28, 2026Handbook 4000.1 reviewed Quick answer HUD’s FHA rules set a minimum decision credit score of 500. Scores from 500 through 579 generally require at least 10% down because maximum loan-to-value is 90%. A score of 580 or higher may qualify for FHA maximum financing, which … Read more