Average Credit Score in America 2026: National, Age & State Data

Average credit score in America 2026 with national age and state statistics

Home›Credit Scores›Average U.S. Credit Score U.S. Credit DataUpdated August 29, 2026Model and measurement dates shown Quick answer The latest annual U.S. average FICO Score 8 is 713, based on Experian data from September 2025 and published in March 2026. The latest available monthly VantageScore 4.0 national average was 702 for June 2026. These figures are … Read more

Experian Good Credit Score Range: What the Number Really Means

Experian good credit score range showing FICO Score 8 categories from poor to exceptional

Understanding Experian Good Credit Score Range: A Complete Guide for Americans A good Experian credit score is usually 670 to 739 when you are looking at the FICO Score 8 currently supplied with Experian’s free U.S. consumer account. But “Experian” identifies the credit-report data source—not one universal scoring model. A lender can calculate another FICO … Read more