Average Credit Score in America 2026: National, Age & State Data
Home›Credit Scores›Average U.S. Credit Score U.S. Credit DataUpdated August 29, 2026Model and measurement dates shown Quick answer The latest annual U.S. average FICO Score 8 is 713, based on Experian data from September 2025 and published in March 2026. The latest available monthly VantageScore 4.0 national average was 702 for June 2026. These figures are … Read more