HELOC Credit Score Requirements: What Lenders Look For

HELOC credit score equity and debt-to-income requirements

Home›Mortgages›HELOC Requirements Home EquityChecked August 29, 2026Official lender and CFPB sources Quick answer There is no universal credit score required for a HELOC. Bank of America and U.S. Bank currently publish a minimum score of 660 for their standard HELOC products, while other lenders may accept a different score or apply additional restrictions. A score … Read more