Mortgage With a 620 Credit Score in 2026: Your Options
Home›Mortgages›Mortgage With a 620 Score Mortgage EligibilityChecked August 29, 2026Official agency rules reviewed Quick answer Yes, getting a mortgage with a 620 credit score can be possible in 2026, but 620 does not guarantee approval or a competitive rate. FHA guidelines can permit a 3.5% minimum down payment at scores of 580 or above, although … Read more